Your Team


ROGER C. RATZLAFF, JR Managing Director, Branch ManagerROGER C. RATZLAFF, JR
Managing Director, Branch Manager
Assistant (Anna Good)


A career in investment planning began for Roger in 1988, with A.G. Edwards, a predecessor firm of Wells Fargo Advisors. In May of 2012, Roger and a small group of financial advisors set out to start their journey as WaterFront Wealth. He and his team work together to provide customized strategies for a wide range of clients.

Roger focuses on consulting high-net-worth clients, their families and their businesses. Other areas of distinction include charitable foundations, advisement on trust planning strategies and professional money management.

Outside business experience is an additional resource to Roger's investment planning.

Roger is active in his community and his church. In the past, he served as a deacon and President of the Board at Overland Park Church of Christ. He also served as Chairman of Westminster Academy pledge drive in order to build an addition to the school.

In his spare time, he appreciates time spent with friends and family on his farm, 4 C's at Wolf Creek. This year he and several other families built a baseball field on his farm for the Heritage Christian High School baseball team. The school enjoyed the first pitch thrown in April of 2014.

Roger is devoted to his career, his community and above all else, his family. Roger and his wife Ginny committed their lives to one another 30 years ago. Together, they have four children.

Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors. Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.

Independent money management may not be suitable for all investors.

Senior Director
Assistant (Erin O"Brien)


Mike graduated in 1998 with a Bachelors degree from the University of Missouri, Columbia. Mike has been a financial advisor for over 18 years and joined the Ratzlaff Financial Group of Wells Fargo Advisors, now WaterFront Wealth Advisors, in 1999. Prior to joining the Group, Mike worked as a Financial Consultant with Olde Discount Stockbrokers in Overland Park. Mike attained his CERTIFIED FINANCIAL PLANNER™ certification in 2006 to work extensively with individuals in the areas of investment planning including retirement, estate planning strategies, and educational planning needs. He assists individuals in reaching their financial goals by implementing asset allocation and portfolio diversification strategies.

Mike is married and has four dogs and five horses to keep him busy when not in the office.  You can also find him on his motorcycle, on the water, or enjoying the country life when not in the office.

*Asset allocation cannot elimate the risk of fluctuating prices and uncertain returns nor can diversification guarantee profits in a declining market.

Chief Investment Officer


Chris Harrington has joined Waterfront Wealth as our Chief Investment Officer.  He previously worked as a Senior Portfolio Manager for Boyer & Corporon Wealth Management for six years, where he was responsible for security selection and asset allocation for over $400 million of client assets.  Before that he worked as a Financial Analysis Manager for CenturyLink and was a proprietary equity trader for E-Trade.

Chris graduated in 2001 from Princeton University with an economics degree and has a Masters in Accounting and an MBA from the University of Missouri—Kansas City (UMKC).   He resides with his wife and four children in Overland Park.  Chris won two national championships in lacrosse while at Princeton and volunteers his time to help coach local teams.  Recently Chris also mentored the winning team from UMKC in both the local and North American 2014 CFA Institute Research Challenge.


Financial Advisor


Randy Powell joined Waterfront Wealth in 2016. Randy's career as a Financial Advisor began with Edward Jones in 2007. During his time there, he earned the prestigious Chartered Financial Consultant® (ChFC®) designation, considered to be one of the highest standards of both knowledge and trust in this field, with an extensive educational program required for the financial services credential.

Randy is passionate about working with both families and small business owners to navigate through the many seasons of life. Whether it's planning for retirement, college savings for children or grandchildren, protecting the financial future of loved ones, or legacy planning, Randy has a process that helps his clients manage both their assets and risks.

Previously, Randy worked as a senior marketing advisor in the telecommunications sector and in numerous leadership roles for a nonprofit Christian Missions organization (YWAM, or Youth With A Mission) in Europe, Latin America, and Asia. 

In addition to Randy's role as a Financial Advisor, he also serves at the Kansas State Capitol as a Kansas State Representative and chairs a board for a Christian Missions organization, All Nations ( 

A native Kansan, Randy and his wife, Lupita, have been married for 32 years, and residents of Olathe since 2000. Randy and Lupita have three adult children - Kathleen, Joseph, and Michael - who all graduated from Olathe East High School. Randy and Lupita are also investing in the next generation of leaders as active members of Navah Church in midtown Kansas City.

In addition to serving clients and his community, Randy enjoys hiking, reading, international travel, and is a self-confessed gadget geek. 



Registered Associate

Jacob has joined WaterFront Wealth as a Registered Associate.  His career in the financial services industry began in 2009 with experience in retail banking and management.  In 2015, he transitioned his focus to investing and wealth management, and enjoys working with individuals and families to create customized solutions to help achieve their financial goals.  Jacob’s previous experience includes 5 years as a Banker for Wells Fargo Bank and 3 years as a Financial Services Consultant and Branch Manager for Bank of the West. 

Jacob graduated in 2013 from Doane University in Lincoln, Nebraska with a degree in Business Management.  He also holds both a Series 7 and Series 66 registration.

Originally from Nebraska, Jacob, his wife Crystal, and their two young children are relocating to the Kansas City area.  In their spare time they enjoy playing golf, culinary arts, traveling with family and being involved in the community.


ANNA GOOD Senior Account Administrator

Senior Account Administrator


Anna is a 2006 graduate of UMKC's Henry Bloch School of Business and Public Administration. Anna has been with Wells Fargo Advisors since 2007. Anna handles administrative duties for all clients. Anna is your first contact when it comes to non-investment related questions on your accounts.



Erin O'Brien
Registered Client Associate


Erin joined WaterFront Wealth in November 2016 as a Registered Client Associate supporting Mike Shields, Financial Advisor. She assists with client service and ongoing account maintenance.  Erin has over ten years experience in the financial services industry and holds FINRA Series 7 and 66 securities registrations as well as a Registered Paraplanner designation. Erin earned a Bachelor’s Degree in Marketing from Kansas State University. When not working, Erin enjoys spending time with family and friends, reading, working out and taking on home improvement projects.


Account Adminstrator


Leslie joined our team in February 2016.  She has a B.S. degree from Creighton University and 34 years’ experience in the financial services industry, previously with American Century Investments and Edward Jones.  She will be one of your first contacts for non-investment related questions.