Our Advisors & Associates


ROGER C. RATZLAFF, JR Managing Director, Branch ManagerROGER C. RATZLAFF, JR
Managing Director, Branch Manager
Assistant (Anna Good)


A career in investment planning began for Roger in 1988, with A.G. Edwards, a predecessor firm of Wells Fargo Advisors. In May of 2012, Roger and a small group of financial advisors set out to start their journey as WaterFront Wealth. He and his team work together to provide customized strategies for a wide range of clients.
Roger focuses on consulting high-net-worth clients, their families and their businesses. Other areas of distinction include charitable foundations, advisement on trust planning strategies and professional money management.
Outside business experience is an additional resource to Roger's investment planning.
Roger is active in his community and his church. In the past, he served as a deacon and President of the Board at Overland Park Church of Christ. He also served as Chairman of Westminster Academy pledge drive in order to build an addition to the school.
In his spare time, he appreciates time spent on his farm, 4 C's at Wolf Creek. In 2014, he and several other families built a baseball field there for the Heritage Christian High School baseball team. The first pitch was thrown in April of that year.
Roger is devoted to his career, his community and above all else, his family. Roger and his wife Ginny committed their lives to one another in 1988. Together, they have four children.

Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors. Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.

Independent money management may not be suitable for all investors.


Registered Associate
Assistant (Erin O"Brien)


Mike graduated in 1998 with a Bachelor’s degree from the University of Missouri, Columbia. He became Financial Advisor and joined the Ratzlaff Financial Group of Wells Fargo Advisors, now WaterFront Wealth Advisors, in 1999. Prior to joining the group, Mike worked as a Financial Consultant with Olde Discount Stockbrokers in Overland Park. Mike attained his CERTIFIED FINANCIAL PLANNER™ certification in 2006 to work extensively with individuals in the areas of investment planning including retirement, estate planning strategies, and educational planning needs. He assists individuals in reaching their financial goals by implementing asset allocation and portfolio diversification strategies.
Mike is married and has four dogs and four horses to keep him busy when not in the office.  When the weather cooperates, you can also find him on his motorcycle, on the water or enjoying the country life.

*Asset allocation cannot elimate the risk of fluctuating prices and uncertain returns nor can diversification guarantee profits in a declining market.

Chief Investment Officer


Chris Harrington joined Waterfront Wealth as our Chief Investment Officer.  He previously worked as a Senior Portfolio Manager for Boyer & Corporon Wealth Management for six years, where he was responsible for security selection and asset allocation of client assets.  Before that he worked as a Financial Analysis Manager for CenturyLink and was a proprietary equity trader for E-Trade.
Chris graduated in 2001 from Princeton University with an economics degree and has a Masters in Accounting and an MBA from the University of Missouri—Kansas City (UMKC).   He resides with his wife and five children in Overland Park.  Chris won two national championships in lacrosse while at Princeton and volunteers his time to help coach local teams.


Registered Associate


Randy Powell joined Waterfront Wealth in 2016. Randy's career as a Financial Advisor began with Edward Jones in 2007. During his time there, he earned the prestigious Chartered Financial Consultant® (ChFC®) designation, considered to be one of the highest standards of both knowledge and trust in this field, with an extensive educational program required for the financial services credential.
Randy is passionate about working with both families and small business owners to navigate through the many seasons of life. Whether it's planning for retirement, college savings for children or grandchildren, protecting the financial future of loved ones, or legacy planning, Randy has a process that helps his clients manage both their assets and risks.
Previously, Randy worked as a senior marketing advisor in the telecommunications sector and in numerous leadership roles for a nonprofit Christian Missions organization (YWAM, or Youth With A Mission) in Europe, Latin America, and Asia. 
In addition to Randy's role as a Financial Advisor, he also serves at the Kansas State Capitol as a Kansas State Representative and chairs a board for a Christian Missions organization, All Nations (allnations.us). 
A native Kansan, Randy and his wife, Lupita, have been married since 1984, and residents of Olathe since 2000. Randy and Lupita have three adult children - Kathleen, Joseph, and Michael - who all graduated from Olathe East High School. Randy and Lupita are also investing in the next generation of leaders as active members of Navah Church in midtown Kansas City.
In addition to serving clients and his community, Randy enjoys hiking, reading, international travel, and is a self-confessed gadget geek. 


Registered Associate

Jacob joined WaterFront Wealth as a Financial Advisor in 2017.  His career in the financial services industry began in 2009 with experience in retail banking and management.  During his tenure at the bank, he worked as a personal banker for Wells Fargo, as well as a financial services consultant and branch manager for Bank of the West.
In 2015, Jacob joined Transamerica Advisors where he began his career in investment and wealth management.  He enjoys working with individuals and families to create customized solutions to help achieve their goals.  He holds a Series 7 and Series 66 registration.
Jacob graduated in 2013 from Doane University in Lincoln, Nebraska with a Bachelor’s degree in Business with an emphasis in Management.  Jacob and his wife Crystal have two children and reside in Olathe, Kansas.  In their spare time they enjoy golfing, culinary arts and traveling with family.


ANNA GOOD Senior Account Administrator

Senior Account Administrator


Anna is a 2006 graduate of UMKC's Henry Bloch School of Business and Public Administration. Anna started her career with Wachovia Securities in 2007 and joined Roger’s team in 2010.  She is a founding team member of WaterFront Wealth and handles all things operations and compliance.   Anna also handles administrative duties for Roger’s clients and enjoys working with them when it comes to non-investment related questions on your accounts.
When not working, Anna is usually spending time with her active son Mason.  She loves all things Kansas City and enjoys listening to live music, trying new restaurants and touring local breweries and distilleries.



Registered Client Associate


Erin joined WaterFront Wealth in November 2016 as a Registered Client Associate supporting Mike Shields, Financial Advisor. She assists with client service and ongoing account maintenance.  Erin has over ten years experience in the financial services industry and holds FINRA Series 7 and 66 securities registrations as well as a Financial Paraplanner Qualified Professional designation. Erin earned a Bachelor’s Degree in Marketing from Kansas State University. When not working, Erin enjoys spending time with family and friends, reading, working out and taking on home improvement projects.


Account Adminstrator


Leslie joined our team in February 2016.  She has a B.S. degree from Creighton University and 34 years’ experience in the financial services industry, previously with American Century Investments and Edward Jones.  She will be one of your first contacts for non-investment related questions.
She has three adult children, Linde, Molly and Chase, who she loves spending time with.  In the summer months, you can usually find her hanging pool side.